:root {
  color-scheme: light;
  --ocean: #255a92;
  --ocean-dark: #183f68;
  --ink: #1a2b3c;
  --muted: #5b6876;
  --sand: #f8f5ef;
  --paper: #fffaf3;
  --line: #d7d1c5;
  --gold: #8a650c;
  --green: #2f6f67;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
body { margin: 0; color: var(--ink); background: var(--sand); }
a { color: var(--ocean); text-decoration: none; }
a:hover { color: var(--ocean-dark); }
a:focus-visible, button:focus-visible, input:focus-visible { outline: 3px solid rgba(37,90,146,.72); outline-offset: 3px; }
img { max-width: 100%; }
.site-header { position: sticky; top: 0; z-index: 10; border-bottom: 1px solid rgba(215,209,197,.82); background: rgba(248,245,239,.94); backdrop-filter: blur(12px); }
.header-inner, main, .footer-inner { width: min(1120px, calc(100vw - 32px)); margin: 0 auto; }
.header-inner { min-height: 68px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { display: inline-grid; grid-template-columns: 34px auto; gap: 10px; align-items: center; color: var(--ink); font-weight: 900; }
.brand img { width: 34px; height: 34px; }
.nav { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; font-size: 14px; font-weight: 800; }
.nav a { color: var(--ink); }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 42px; padding: 10px 15px; border-radius: 6px; background: var(--ocean); color: #fff; font-weight: 850; }
.button:hover { color: #fff; background: var(--ocean-dark); }
.button.secondary { background: #e8dccb; color: var(--ink); }
.button.secondary:hover { color: var(--ink); background: #ddd0bd; }
.hero { min-height: 580px; display: grid; align-items: end; margin-top: -1px; padding: 96px 0 56px; background: linear-gradient(180deg, rgba(26,43,60,.18), rgba(26,43,60,.74)), url("https://images.unsplash.com/photo-1566073771259-6a8506099945?auto=format&fit=crop&w=1800&q=80"); background-size: cover; background-position: center; }
.hero-inner { width: min(1120px, calc(100vw - 32px)); margin: 0 auto; }
.eyebrow { margin: 0 0 8px; color: var(--gold); font-size: 12px; font-weight: 900; letter-spacing: .06em; text-transform: uppercase; }
.hero .eyebrow, .contact-band .eyebrow { color: #f0d483; }
h1 { max-width: 840px; margin: 0; color: #fff; font-size: clamp(38px, 6vw, 72px); line-height: 1.02; letter-spacing: 0; text-shadow: 0 2px 20px rgba(0,0,0,.24); }
.hero p.lead { max-width: 760px; color: rgba(255,255,255,.94); font-size: 19px; line-height: 1.55; }
.actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 24px; }
.proof-row { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 24px; }
.proof-row span { border: 1px solid rgba(255,255,255,.38); background: rgba(255,255,255,.16); color: #fff; border-radius: 999px; padding: 8px 12px; font-weight: 800; font-size: 13px; }
main { display: grid; gap: 24px; padding: 32px 0 72px; }
.strip, .grid { display: grid; gap: 1px; overflow: hidden; border: 1px solid var(--line); border-radius: 8px; background: var(--line); }
.strip { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.strip div, .panel, .card { background: var(--paper); }
.strip div { display: grid; gap: 6px; padding: 18px; }
.strip strong { font-size: 15px; }
.strip span, p, li { color: var(--muted); line-height: 1.55; }
.grid { grid-template-columns: repeat(3, minmax(0, 1fr)); border: 0; background: transparent; gap: 24px; }
.panel, .card { border: 1px solid var(--line); border-radius: 8px; padding: 24px; }
h2 { margin: 0 0 12px; font-size: 26px; line-height: 1.12; }
h3 { margin: 0 0 10px; font-size: 20px; }
.calculator { display: grid; gap: 20px; }
.calc-head { display: grid; grid-template-columns: minmax(0,1fr) minmax(260px, 440px); gap: 24px; align-items: end; }
.calc-controls { display: grid; gap: 14px; }
.calc-controls label { display: grid; gap: 8px; color: var(--ink); font-weight: 800; }
.calc-controls span { display: flex; justify-content: space-between; color: var(--muted); font-size: 13px; }
input[type="range"] { width: 100%; accent-color: var(--ocean); }
.compare { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 18px; }
dl { display: grid; gap: 0; margin: 0; }
dl div { display: flex; justify-content: space-between; gap: 16px; padding: 12px 0; border-bottom: 1px solid var(--line); }
dt { color: var(--muted); font-weight: 750; }
dd { margin: 0; color: var(--ink); font-weight: 900; text-align: right; }
.gain { display: flex; justify-content: space-between; gap: 18px; padding: 18px 20px; border-radius: 8px; background: var(--ink); color: #fff; }
.gain span { color: rgba(255,255,255,.76); font-weight: 850; }
.gain strong { color: #fff; font-size: clamp(24px,3vw,36px); }
.plain { display: grid; grid-template-columns: minmax(260px,.8fr) minmax(0,1.2fr); gap: 28px; align-items: start; padding: 10px 4px; }
.contact-band { display: flex; align-items: center; justify-content: space-between; gap: 24px; background: var(--ink); color: #fff; }
.contact-band h2 { color: #fff; }
.contact-band p { color: rgba(255,255,255,.82); }
.legal { max-width: 900px; }
.legal article { display: grid; gap: 12px; }
.legal h1, .page-hero h1 { color: var(--ink); text-shadow: none; }
.page-hero { min-height: auto; padding: 54px 0 16px; background: transparent; }
.site-footer { border-top: 1px solid var(--line); background: var(--paper); }
.footer-inner { min-height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 16px; color: var(--muted); font-size: 13px; font-weight: 750; }
.footer-inner nav { display: flex; gap: 14px; flex-wrap: wrap; }
@media (max-width: 760px) {
  .header-inner, .footer-inner, .contact-band { align-items: flex-start; flex-direction: column; padding: 14px 0; }
  .strip, .grid, .compare, .calc-head, .plain { grid-template-columns: 1fr; }
  .hero { min-height: 520px; }
  .contact-band .button, .actions .button { width: 100%; }
}